Avoiding a car accident can prove difficult in certain circumstances. If another car chooses to make an ill-advised lane change, the resultant car accident was out of the innocent driver's control. Certain other factors that contribute to accidents may seem like they are out of the driver's control, but both the law and auto insurance companies believe otherwise and rightfully so. A person who is suffering from an anxiety disorder may find him/herself receiving moving violations due to distracted driving. A number of cited moving violations are going to drive insurance premiums way up. Near misses may not always be the result when driving in an anxious state. Serious steps should be taken to cut down on the chances of additional tickets, a possible accident, and unavoidably high auto insurance premiums.

Cut Down on Radio Distractions

Anxiety undermines concentration because it drains the mental energy needed to maintain proper concentration on the road. Anything that boosts or triggers anxiety is going to also hamper concentration. Playing the radio and listening to "aggravating" news reports about political or financial commentary might drive up distraction and cause more moving violations. Perhaps turning the radio to a channel with calming music would be a better option.

Focus on Awareness

The more aware a driver is about the road and road conditions, the less likely he/she is going to experience anxiety. Confusion and disorientation due to a lack of awareness absolutely can make someone anxious. Signing up for a defensive driving course definitely would help with overcoming certain problems and deficiencies. Asking the instructor to focus directly on awareness improvements allows the instructor to tailor the lesson to achieving improvements in this area. The completion of a defensive driving course may even lead to immediate reductions in insurance costs.

Employ Technological Support

Anyone who is worried about maintaining awareness on the road should look into new technological systems designed to reduce accidents. Crash-avoidance technology sends warnings to drivers as objects approach on the road. While nothing is a replacement for proper adherence to the road, for anxiety sufferers, distractions occur and any help at redirecting attention to a hazard is going to be a great assistance to driver's safety.

The Auto Insurance Benefit

Time heals moving violations and other negatives on a driving record as long as no new issues occur. Anxiety sufferers who take steps to reduce distractions and avoid any more citations may find far less costly insurance in the future.

For more tips on reducing insurance premiums, talk to and agent like those at Metropolitan Insurance Service Consultants.